Overall, April was a good month for investors. The market has been up and people are starting to recover some of their losses.  Some investors who have been sitting on the sideline with cash are ready to get back into the market but want to limit their investment risk. Dollar Cost Averaging is one way to do this.

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Identity theft is a serious crime and you are particularly vulnerable during a divorce.  The Federal Trade Commission reports that more than 8 million Americans are victims each year. Criminals are getting very good at stealing your personal information to open new credit accounts or use the information for other crimes. Divorce is a legal process that usually involves filing documents that are considered “public records.” Unfortunately the divorce process can substantially increase your exposure to identity theft.  The bottom line is you can spend significant money and numerous hours trying to resolve these issues if you are a victim. Avoid this by protecting yourself now. Here’s how.

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Along with the volatility in the economy there have been significant changes to the rules regarding retirement benefits. The government has changed rules on retirement taxation and will not likely provide a cost-of-living increase for social security recipients this year.  Pre-planning is important to take advantage of these changes. Here is important information to know if you are retired or planning to retire within the next year.

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